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Member Benefits
The Colorado School and
Public Employees Retirement Association is constantly looking for
benefits to offer its members as rewards and incentives for your
membership.
The following benefits are
currently offered:
Association Member Benefits Advisors
CSPERA has endorsed Association Member Benefits Advisors (AMBA) to
provide the following supplemental benefits for our membership. Once you
are a member of CSPERA, you can take advantage of the benefits listed
below.
If you are already a
member, call AMBA at 800.258.7041 with questions on these benefits.
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Apple Computers
CSPERA members qualify for preferred pricing on the latest Apple
products and accessories. Apple member purchase program benefits include
special member discounts on Apple products, quarterly promotions, free
standard shipping on orders over $50.00, free engraving on iPod, online
custom product configuration, and simplified checkout using any
combination of credit card, Apple Gift Card and Apple Instant Loan.
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1-800-FLOWERS
Save up to 15% on discounts from 1-800-Flowers. You will find a wide
assortment of beautiful flower arrangements and plants to choose from
ready to ship to your door.
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Dental & Vision Plans
CSPERA members now have access to valuable dental and vision
plans. These plans have been heavily negotiated for CSPERA members and
provide exceptional value and benefits.
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Long Term Care / Home Health Care Insurance
AMBA will build a long-term care policy to match your own
individual needs; you select the daily benefit amount, elimination
period, and benefit period which best suits your needs for care. The
Long-term care policy features include no prior hospital stay and no
waiting period for pre-existing conditions.
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Cancer First Diagnosis Insurance
The Cancer First Diagnosis plan pays money directly to you in
one lump sum payment upon first diagnosis of internal cancer or
malignant melanoma. You can select the lump sum payment of $10,000 to
$50,000 that best fits your needs. This policy pays in addition to any
other existing coverage you may have. In some states, with the return of
premium option, if you do not need the protection for twenty years, 100%
of all your premiums paid will be returned to you and you still keep the
protection.
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Medicare Supplement Insurance
Medicare pays for some, but not all, of the health care
expenses for people age 65 and over. Medicare Supplement Insurance is
designed to help with your out-of-pocket health care costs by paying for
some of these expenses depending on the plan you select to meet your
personal needs and budget. You have the freedom of choice to select the
doctors, hospitals, and clinics that you want, and you will never be
cancelled because of age or health. You can select from Plans A, B, C,
D, F and G. All benefits are paid in addition to any other existing
coverage you may have.
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Final Expense Whole Life Insurance Policy
You can have peace of mind knowing that your premiums are
guaranteed never to increase and your coverage is guaranteed never to
decrease. Your cash values are accumulated on a tax-deferred basis.
Death benefits paid to your beneficiary are tax free.
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Tax-Deferred Annuity
AMBA offers a Single Premium Tax-Deferred solution for your
retirement featuring tax-deferred accumulation of interest, guaranteed
competitive interest rate, multiple payout options, income you won’t
outlive.
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Medical Air Services Association (MASA)
The Platinum Membership offered through AMBA offers the following 13
services: Emergency Air Transportation, Helicopter Transportation,
Ground Ambulance Transportation, Organ Retrieval, Organ Recipient
Transportation, Recuperation/Repatriation, Return Transportation, Escort
Transportation, Non-Injury Transportation, Minor Children/Grandchildren
Return, Mortal Remains, Vehicle Return, and World Wide Coverage.
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Hearing Solutions
AMBA has partnered with a major hearing aid provider that
offers a one-stop-shop for all your hearing needs.
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Dell Computer Discount
CSPERA members are eligible to receive discounts on Dell computers.
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Hotel Discounts
As a CSPERA member, you are eligible for hotel discounts at
numerous major chains.
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Car Rental Discounts
AMBA has partnered with Avis, Budget, and Hertz car rental
companies to offer members significant discounts on car rentals.
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Vacations
Members have access to numerous group
travel, travel discount, space available vacation rentals, and cruise
opportunities.
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Reverse
Mortgage
Are you a homeowner age 62 or over who may be concerned about having
enough money to stay in your home and live the life you want? Do you
need extra money to cover daily living expenses, medical bills, or to
fund home repairs, or home improvements?
If so, you may want
to consider what is commonly known as a reverse mortgage, or a Home
Equity Conversion Mortgage (HECM). To assist you in evaluating
whether a reverse mortgage is right for you, the Colorado School &
Public Employees Retirement Association is proud to endorse a reverse
mortgage program from Genworth Financial Home Equity Access, Inc.
We invite you to learn more about reverse mortgages by calling
866-404-6138
for a free and confidential consultation.
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Wirefly – Verizon, Sprint & T-Mobile Cell Phones & Plans
Wirefly brings valuable cell phone benefits to association
members.
• Fast & free FedEx shipping
• View cell phones and plan discounts for all three carriers on one
website
Privately owned and based in Reston, Virginia, Wirefly has been the
Internet's #1 authorized agent for every major cell phone carrier in the
United States since 2003. Members can visit:
www.amba.info/wireless for
details.
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CU Wireless – Discounted Cell Phones & No
Commitment Plans
If you want a cell phone but are discouraged by lengthy contracts and
high prices, CU Wireless could be the right choice for you. Plans start
as low as $9 per month, no activation fees, no commitment plans, free
and low cost phones are both available. Visit
www.cuwireless.com for details.
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Presto Printing Mailbox
Are you missing out on the connection with family and friends that email
provides? Do you simply not wish to own a computer? If so, this could be
the solution for you. Presto is a convenient printer system that plugs
directly into a telephone jack. Authorized senders can email messages
and pictures that are printed out in full color. The printer is
available for $99. Annual service subscriptions are $149.99 or monthly
for $14.99. Members receive their first month of service free. Visit
www.presto.com/amba to learn
more or place an order.
The benefits listed below have
been negotiated by CSPERA for members:
Charter Retirement
Services, LLC,
is a team of experienced professionals specializing in Retirement and
Estate Planning. Charter focuses on protecting and preserving your
estate by making sure that your legal documents are up to date and that
you have a personalized retirement plan designed to meet your specific
objectives. For a free consultation or a no-obligation review of your
legal documents and current retirement plan, call Ernest Staggs, Esq.,
or Jim Brown at 1-866-897-8526. Visit us online at
www.CRSColorado.com.
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New Millennium Vacations, Inc.
New Millennium Vacations has provided escorted group
vacations to satisfied travelers since 1999. We are proud members of the
National Tour Association. Our customers are our finest source of
advertising.
We are pleased to offer extended vacations, 1-3 day Tourific Getaways,
and our unique, award-winning local tours to the CSPERA membership on a
discounted basis.
You may join the vacations or tours by signing up for scheduled
departures or you many request a specific date departure for a
destination by organizing a group of 20 or more.
All future trips will be posted on a special CSPERA-New Millennium
Vacations website:
www.newmillenniumvacations.travel.
We encourage you to check the website
for the most current information concerning the vacations and tours, or
contact us for more information.
Denver Local: 303-755-0010
Outside Denver Metro Area Call Toll-Free: 1-866-899-0010
Email: lweygand@comcast.net
Look up information regarding
trips by visiting:
www.savvytraveldecisions.com
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Hear in America Hearing Plans
The elements of this plan will be a carefully selected network of
hearing dispensers statewide with a reputation for quality and service
and special discounts and benefits on top quality manufactures of
hearing instruments (hearing aids) available only to members of the
association. For information, call: 1.800.826.6149.
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Kroll, Inc./Pre-Paid Legal Services®, Inc.
Introduced the Identity Theft Shield membership plan in 2003
in order to respond to the “fastest growing crime in America-identity
theft.” The Identity Theft Shield provides continuous monitoring of
member/spouses financial affairs with notification when normal or
abnormal activity occurs. In addition, the member/spouse receives a
current credit report and detailed analysis of their credit score.
Whenever an ID theft issue arises, the Identity Restoration feature
assigns a trained expert who will take the steps to restore the
member/spouses good name and good credit rating. The Identity Theft
Shield is only $9.95 per month when added to the Family Legal Plan or
$12.95 per month as a stand-alone service.
For enrollment information contact: Gloria Henderson at 719-528-1934.
Visit:
www.prepaidlegal.com/info/nextgeneration.
Note: In order to benefit from your CSPERA membership, do not enroll
online–discounts will not apply.
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Horace Mann Auto Insurance
If you have Horace Mann auto insurance, your membership in CSPERA
entitles you to significant discounts. Call 303-680-2760 or 719-522-0720
for information.
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Liberty Mutual-Automobile and Homeowners Insurance
Liberty Mutual brings you Group Savings Plus: premium protection and
special pricing on auto and home insurance plans. See for your self how
much money you could save compared to your current insurance provider.
For a free, no-obligation quote, call John Smith at 303-346-0028, ext
58973 in Colorado. Or request a free quote on-line at
www.libertymutual.com/lm/cspera.
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Smith World Travel, Inc.
Smith World Travel offers CSPERA members discounts on travel
excursions worldwide. For problem free planning, let World Travel plan
your cruise or tour. You are guaranteed personal attention for a worry
free adventure. For more information call 303-427-6700 or
1-800-633-3026.
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Lifeline
Lifeline is a personal emergency response program that helps
seniors remain independent and in their own home. Within seconds, call
will be answered by a highly-trained professional Lifeline monitor. Call
1-888-669-2273 for more information.
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Alpha Dental Plan
This is a dental plan available to members on the Western
Slope as well as the Metro area. It is offered through Beta Health
Association, Inc. Please call 970-683-5424 for enrollment guidelines on
the Western Slope and 303-744-3007 for information on the Front Range.
The company can also be reached at 1-800-807-0706.
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These benefits are offered by CSPERA to its members strictly as a
service. In no way are members obligated to use these services, but
because of the discounts available, we hope members will find them
beneficial and worthy of consideration.
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